Disability Insurance

Short-Term Disability

Boone Health provides full-time and part-time employees with Short-Term Disability (STD) benefits at no cost after they have completed six months of employment with Boone Health. Employees may file a claim for STD benefits if they foresee a need to be out of work for a health care need, such as surgery or childbirth.

If the employee’s claim is approved, Boone Health’s STD benefit will pay 60 percent of an employee’s weekly earnings up to $2,500 per week for 25 weeks (or 180 days). While disabled, employees are required to use PTO at 100 percent for the first five days, followed by 40 percent each day until their PTO is exhausted or they return to work.

Long-Term Disability

After completing six months of employment with Boone Health, regular full-time employees are eligible to receive 50 percent of their base pay, up to $8,000 per month at no cost, under Boone Health’s long-term disability (LTD) benefit.

Full-time employees have an option to purchase an additional 10 percent in coverage to a maximum of $10,000 per month.

Part-time employees have an option to purchase 60 percent in coverage to a maximum of $10,000 per month, after completing six months of employment with Boone Health.

Employee Costs for LTD Insurance

The cost of LTD Insurance is a pre-tax, per-pay-period deduction for full-time employees, and after-tax, per-pay-period deduction for part-time employees, based on 26 pay periods a year. Your coverage options and costs will be provided during your benefits enrollment.